Zeta intends to replace many legacy systems in use by banks for processing payments. Banks need to leapfrog into an era of connected devices and omnipresent commerce. Banking should become an integral part of the commerce and enterprise systems, thereby enabling seamless consumer and business transactions. The average number of interactions an account holder may have with a bank would increase to 12-15 per day in the near term from the current average of 3-4 transactions per month. These could grow to an unimaginably large number in future. Most banking systems arent designed for this scale. In many ways, these systems are limiting the imagination of possibilities. We want this changed fundamentally, in an inter-operable and regulatory compliant manner.

We build large-scale transaction processing systems that can work with many current and future payment networks. We build applications that help banks realise the value of this new approach early. We help banks to rapidly deliver the value of these applications to their customers.

What is the Job like?

• Building highly-scalable and secure payments platform
• Primary owners of one or more components of the platform and will drive innovation in your area of ownership
• Working with various product teams gathering requirements and adding capabilities 
• Working with some of the smartest people in the industry and will have ample opportunity to learn and grow
• Using cutting-edge cryptography to secure payments beyond industry standards.
• Deriving actionable insights by mining TBs of data.
• Building low-level infrastructure that aims to push the boundaries of network performance.
• Participating actively in recruitment and nurturing of engineers as awesome as you
• Review and influence new evolving design, architecture, standards and methods with stability, maintainability and scale in mind
• Identify patterns and provide solutions to class of problems
• Research, evaluate and socialize new tools, technologies, and techniques to improve the value of the system 
• Be able to multi-task, prioritize and handle dependencies with minimal oversight

Who should apply?

• Bachelors/Masters degree in engineering (computer science, information systems) with 5+ years of experience building enterprise systems
• Worked on one or more large scale java applications
• Good understanding of nuances of distributed systems, scalability, and availability
• Good knowledge of one or more relational and NoSQL databases and transactions
• Shrewd focus on latency and throughput of services
• In-depth understanding of concurrency, synchronization, NIO, memory allocation and GC
• Experience with IaaS clouds like AWS/Google Cloud, Azure, OpenStack etc.
• Experience in working with Message Brokers and Application Containers
• Great ability to mentor and train other team members

Bonus Points

• Clear understanding of the CAP theorem and its implications for real-world distributed systems
• Call me maybe is more than just a song for you
• You have studied distributed systems like Dynamo, HBase, various messaging and queuing systems and understand nuances of Time, Clocks, and Ordering of Events, rate control, load distribution
• You can smell fraud, transaction risks and abuse a mile away

About Zeta

Co-founded by Bhavin Turakhia (CEO) and Ramki Gaddipati (CTO), Zeta is on a mission to make digital payments easy, inclusive and valuable for corporations, employees and merchants globally. Our products revolve around the key idea that spending and receiving money should be easy, fast, and trouble-free.

Our business comprises:

1) Zeta Banking - We are in the business of providing a full stack, cloud native, API-first neo-banking platform including a digital core and a payment engine for issuance of credit, debit and prepaid products that enable legacy banks and new age fintechs to launch modern retail and corporate fintech products.

2) Zeta Benefits - We started our business as an ‘employee benefits’ provider in India, with technology at the core of the offering. The Zeta BRS business today exists as a merged entity, with Sodexo, in India. On the global level, we are working with various Sodexo geographies as their technology partner, providing customisable suite of frontend and backend solutions for the BRS industry. We currently engage with Sodexo in Brazil, Vietnam and The Philippines; and are continuously expanding to more countries.

3) Enterprise Payments - Our enterprise payments solution helps financial institutions simplify payment flows using full stack, cloud native, API-first technology. From reward and recognition programs to gifting to expense management, we aim to make all enterprise payments hassle free while delivering a tangible business impact to the end user.

4) Plutus - Plutus is a digital led bank and payments offering initially targeted towards India’s gen X, Y, Z and millennial audiences. Plutus is a strategic partnership between Zeta and a top 3 Indian private sector bank with the mission to build a digital bank completely from scratch.  It will serve the bank’s 25 mn+ consumers and drive growth to double the base to 50 Mn+ in the next 5 years. To achieve this, we’ve reimagined banking completely from the ground up.  

Zeta currently provides its platform and products to BFSI issuers in India, Asia, and LATAM. The product offerings are used by banks like RBL Bank, IDFC First Bank and Kotak Mahindra Bank, 14000 corporates and over 2 million users. Zeta is a SOC 2, ISO 27001, ISO 9001, PCI DSS certified company. The company has over 500 employees and clocks over 1 million transactions per day.

Zeta® was awarded the best B2B platform and the best Payment App at the Payments and Cards Summit 2018. The company was also recognised as one of India’s most innovative product companies at NASSCOM Emerge 50 awards 2017 and was named the Fintech Rising Star for 2017 by the India FinTech forum.